These cards offer a range of benefits that cater to the business owners who are savvy and experienced in managing their finances. Here are some of the best business credit cards for entrepreneurs and small business owners who are looking to take their financial management to the next level.
Top Business Credit Cards for Savvy Entrepreneurs
1. Chase Ink Business Preferred
The Chase Ink Business Preferred is a top choice for entrepreneurs who are looking for a card that offers a wide range of benefits and rewards. With a sign-up bonus of 100,000 points after spending $15,000 in the first 3 months, this card is perfect for those who are looking to boost their credit score quickly.
The best business travel credit cards Best overall: Ink Business Preferred® Credit Card Best premium card: Capital One Venture X Business Best for luxury perks: The Business Platinum Card® from American Express Best hotel card: IHG One Rewards Premier Business Credit Card Best for road warriors: Wyndham Rewards Earner® Business Card Best airline card: Southwest® Rapid Rewards® Performance Business Credit Card Best premium airline card: Delta SkyMiles® Reserve Business American Express Card Best for flat-rate rewards: Capital One Spark Miles Best with no annual fee: Capital One Spark Miles Select Best with 0% APR: The Blue Business® Plus Credit Card from American Express
3x points per $1 on the other $150,000 spent on dining and 1x point per $1 on all other purchases.
Benefits of the Ink Business Preferred Credit Card
The Ink Business Preferred Credit Card by Chase offers a wide range of benefits that cater to the needs of business owners and entrepreneurs. Some of the key benefits include:
For small business owners, a good balance of rewards and cashback on business expenses is key.
The Ink Preferred has no foreign transaction fees and no annual fee, but has a 3% foreign transaction fee on balances over $6,000. The Ink Preferred is a solid choice for small business owners who need a credit card that offers a good balance of rewards and cashback on business expenses, as well as a low annual fee. For small business owners who require a credit card that provides a good balance of rewards and cashback on business expenses, the Ink Preferred is an excellent choice. This card offers a 3x points per $1 spent on the first $150,000 in travel purchases, which can be redeemed for travel rewards such as flights, hotels, and rental cars. The card also provides 5X points on Lyft rides and employee cards at no additional cost, which can be valuable benefits for small business owners who frequently use these services for company-related travel or transportation. In addition to its rewards program, the Ink Preferred offers a 3% foreign transaction fee on balances over $6,000, which may be a drawback for some small business owners who travel frequently abroad. However, this fee is relatively low compared to other credit cards on the market, and it may not be a significant concern for most users. One of the key benefits of the Ink Preferred is its lack of foreign transaction fees and annual fee.
Benefits of the Chase Ink Business Preferred Card
The Chase Ink Business Preferred card offers a wide range of benefits that make it an attractive option for business travelers. Here are some of the key benefits:
1,000 points = 1,250) when booking travel through Chase Travel.
Introduction
The Ink Business Preferred credit card offers a unique approach to earning rewards by turning everyday spending into maximum business rewards. This innovative feature allows cardholders to redeem their points for travel bookings through Chase Travel, providing a 25% bonus multiplier on their rewards.
Key Benefits
How It Works
To take advantage of the Ink Business Preferred’s rewards, cardholders must first earn points through their daily purchases. The card offers 3X points on travel and dining purchases, making it an excellent choice for business owners who frequently dine out or travel for work. Additionally, cardholders earn 2X points on other purchases, providing a solid foundation for earning rewards.
Maximizing Rewards
One of the most significant advantages of the Ink Business Preferred is its ability to redeem points for travel bookings through Chase Travel. When booking travel through Chase Travel, cardholders receive a 25% bonus multiplier on their rewards.
The Chase Sapphire Preferred Card offers 60k bonus points after you spend $4,000 in the first 3 months from account opening. The Citi Premier Card offers 60k bonus points after you spend $4,000 in the 90 days from account opening.
The Benefits of Earning Travel Rewards
Earning travel rewards can be a game-changer for frequent travelers.
5X on Lyft rides through March 2025. 3X on dining, hotels, and gas stations. 2X on travel and shopping. 1X on all other purchases. $0 annual fee for the first year, then $595 for the card.
Benefits of the Capital One Venture X Business Card
The Capital One Venture X Business offers numerous benefits that make it an attractive option for business owners and entrepreneurs. Some of the key benefits include:
Features of the Capital One Venture X Business Card
The Capital One Venture X Business card offers a range of features that make it a great option for business owners and entrepreneurs.
Elevate Your Business Credit Card Experience with the Capital One Venture X Business Credit Card.
The Capital One Venture X Business Credit Card
The Capital One Venture X Business credit card is a premium rewards credit card designed specifically for business owners and entrepreneurs. With its impressive features and benefits, this card is an excellent choice for those looking to elevate their business credit card experience.
Key Benefits
The Venture X Business card is a premium offering from Capital One, designed for business owners and entrepreneurs who want to elevate their travel experience.
The Venture X Business Card: A Premium Travel Experience
The Capital One Venture X Business card is a top-tier offering from Capital One, designed specifically for business owners and entrepreneurs who want to take their travel experience to the next level.
The card also offers a $300 annual fee, which is waived for the first year. The card benefits 50,000 Miles once you spend $3,000 in the miles within the first 60 days of account opening.
Enjoy exclusive benefits and perks with the Business Platinum Card, designed for business travelers and entrepreneurs.
Benefits of the Business Platinum Card
The Business Platinum Card from American Express is designed to cater to the needs of business travelers and entrepreneurs. With its extensive benefits, this card is an excellent choice for those who frequently travel for work or business. Free airport lounge access: The card offers complimentary access to over 1,000 airport lounges worldwide, providing a comfortable and relaxing environment for travelers to unwind before their flights. Instant status with Marriott, Hilton, and several rental car agencies: Cardholders can enjoy instant status with these popular hotel and rental car chains, allowing them to skip lines and access exclusive benefits. Elevated benefits with Fine Hotels + Resorts: This program offers cardholders access to a curated selection of luxury hotels, providing exclusive benefits and perks.
Travel Perks
The Business Platinum Card offers a range of travel-related benefits that make it an attractive option for frequent travelers. Airport Lounge Access: With over 1,000 airport lounges worldwide, cardholders can enjoy a comfortable and relaxing environment before their flights. Hotel Benefits: Instant status with Marriott, Hilton, and several rental car agencies allows cardholders to skip lines and access exclusive benefits. * Fine Hotels + Resorts: This program offers cardholders access to a curated selection of luxury hotels, providing exclusive benefits and perks.**
Business Benefits
In addition to its travel-related benefits, the Business Platinum Card also offers a range of business-related benefits that make it an excellent choice for entrepreneurs and small business owners.
The Amex Business Platinum: A Luxury Card for the Discerning Business Owner
The American Express Business Platinum is a high-end credit card designed for the most discerning business owners. With its hefty annual fee of $695, this card is not for the faint of heart. However, for those who can afford it, the Amex Business Platinum offers an unparalleled level of luxury and benefits that make it a top choice for business travelers and entrepreneurs.
Key Benefits of the Amex Business Platinum
Additionally, you’t get access to exclusive events and experiences, such as the American Express Global Lounge Collection.
The American Express Business Platinum Card: A Comprehensive Overview
The American Express Business Platinum Card is a premium credit card designed for business owners and entrepreneurs who want to elevate their travel and entertainment experiences.
Benefits of the Amex Business Platinum
The Amex Business Platinum offers numerous benefits that cater to the needs of business owners and entrepreneurs. Some of the key benefits include:
The Benefits of Membership Rewards Points
Membership Rewards Points are a valuable asset for American Express cardholders. These points can be redeemed for a wide range of rewards, including travel, merchandise, and experiences. However, the value of these points can vary greatly depending on how they are used.
Redeeming Points for Travel
One of the most popular ways to redeem Membership Rewards Points is for travel. Amex offers a range of travel-related benefits, including points that can be transferred to airline and hotel loyalty programs. This allows cardholders to book travel rewards, such as flights, hotels, and car rentals, using their points. Some popular transfer partners include: + Delta Air Lines + American Airlines + Hilton Hotels + Marriott International + British Airways
Redeeming Points for Merchandise and Experiences
In addition to travel, Membership Rewards Points can also be redeemed for merchandise and experiences. Cardholders can use their points to purchase gift cards, electronics, and other products. They can also redeem points for exclusive experiences, such as concerts, sporting events, and fine dining. Some popular redemption options include: + Gift cards to popular retailers + Electronics from top brands + Experiences with exclusive access + Donations to charity
The Importance of Transferring Points
Transferring Membership Rewards Points to one of Amex’s 21 transfer partners is crucial to maximizing their value. By transferring points to a partner airline or hotel loyalty program, cardholders can earn more points or miles, which can then be redeemed for travel rewards. Some key transfer partners include: + Airline loyalty programs (e.g. United, Delta, American Airlines) + Hotel loyalty programs (e.g.
$200 Uber Eats credit, $100 Lyft credit, $100 DoorDash credit, $100 Postmates credit. $100 credit for each of the following: Uber, Lyft, DoorDash, Postmates, Caviar, and Grubhub.
Introduction
The American Express Business Platinum card is a premium credit card designed for business owners and entrepreneurs who want to maximize their rewards and benefits.
Unlimited airport lounge access for business travelers worldwide.
The card offers a $200 annual fee, which is waived for the first year.
Benefits of the Business Platinum Card
The Business Platinum Card from American Express offers a range of benefits that cater to the needs of business owners and entrepreneurs. Some of the key benefits include:
Airport Lounge Access
One of the most significant benefits of the Business Platinum Card is the unlimited airport lounge access. With this benefit, cardholders can enjoy access to over 1,200 airport lounges worldwide, including lounges at major airports such as JFK, LAX, and SFO. This benefit is particularly useful for business travelers who need to make the most of their time at the airport. Some of the lounges that cardholders can access include: + The Centurion Lounge at JFK Airport + The Flagship Lounge at LAX Airport + The Plaza Premium Lounge at SFO Airport
Cell Phone Protection
The Business Platinum Card also offers cell phone protection, which provides cardholders with protection against loss, theft, or damage to their cell phones. This benefit is particularly useful for business owners who rely on their cell phones for work-related activities. Some of the features of cell phone protection include: + Accidental damage coverage + Theft and loss coverage + Replacement coverage
This is a truly generous offer that will get you a free night at a top-tier hotel like the InterContinental or the Kimpton Hotel Monaco.
The IHG One Rewards Premier Business Credit Card: A Generous Offer
The IHG One Rewards Premier Business Credit Card is a highly competitive business credit card that offers a wide range of benefits and rewards.
IHG Rewards Club: A Unique Approach to Loyalty Rewards
IHG Rewards Club is the loyalty program of InterContinental Hotels Group (IHG), a global hospitality company with over 5,500 properties across 100 countries. While other major hotel chains like Hilton, Hyatt, and Marriott offer loyalty rewards on a more straightforward basis, IHG takes a more nuanced approach.
The IHG One Rewards program is a loyalty program that rewards its members with points for staying at IHG hotels and other participating partners.
0% Intro APR for 18 months on purchases and balance transfers, 0% Intro APR for 18 months on balance transfers only, and a $0 annual fee for the first year, then $89 per year thereafter.
IHG Rewards Club Credit Card Benefits
The IHG Rewards Club Credit Card is a popular choice among travelers and rewards enthusiasts. With its attractive benefits and rewards structure, it’s no wonder why this card has gained a loyal following.
This card is designed specifically for business owners who want to earn rewards on their business-related expenses, such as fuel, hotels, and rental cars.
Benefits of the Wyndham Rewards Earner Business Card
The Wyndham Rewards Earner Business Card offers several benefits that make it an attractive option for business owners who want to maximize their rewards on road trips. Some of the key benefits include:
How the Wyndham Rewards Earner Business Card Works
The Wyndham Rewards Earner Business Card is designed to help business owners earn rewards on their business-related expenses. Here’s how it works:
Earn rewards and enjoy exclusive benefits with the Wyndham Rewards Earner Business card.
Benefits of the Wyndham Rewards Earner Business card
The Wyndham Rewards Earner Business card offers several benefits that make it an attractive option for business owners and frequent travelers. Some of the key benefits include:
This card is ideal for frequent travelers who want to maximize their rewards earnings.
Benefits of the Wyndham Rewards Earner Business card
The Wyndham Rewards Earner Business card offers numerous benefits that make it an attractive option for frequent travelers. Some of the key benefits include:
Redeem your points for free nights at participating hotels with Wyndham’s flexible rewards program.
Wyndham has a points-based system, which allows you to redeem your points for free nights at participating hotels. The program is designed to reward frequent travelers who have accumulated a large number of points.
Wyndham Rewards Program Overview
Wyndham’s rewards program is a popular choice among travelers who value flexibility and affordability.
The Southwest Rapid Rewards Performance Business Credit Card: A Comprehensive Review
The Southwest Rapid Rewards Performance Business Credit Card is a highly competitive business credit card that offers a unique set of benefits and rewards. In this article, we’ll delve into the details of this card and explore its features, benefits, and how it compares to other business credit cards in the market.
Key Benefits and Features
Travel Rewards and Benefits
The Southwest Rapid Rewards Performance Business Credit Card offers a range of travel-related benefits, including:
Comparison to Other Business Credit Cards
The Southwest Rapid Rewards Performance Business Credit Card is a strong contender in the business credit card market.
Earn triple miles on key travel purchases with the Southwest Rapid Rewards Performance Business Credit Card.
However, the Southwest Rapid Rewards Performance Business Credit Card offers 3X miles on purchases in the categories of Southwest Airlines, hotels, and car rentals, making it a more attractive option for frequent flyers and travelers.
The Benefits of the Southwest Rapid Rewards Performance Business Credit Card
The Southwest Rapid Rewards Performance Business Credit Card offers a range of benefits that make it an attractive option for business owners and frequent flyers. Some of the key benefits include:
This is a game-changer for frequent flyers, as it allows you to fly for free on any airline, anywhere in the world, for a full year. The Companion Pass is essentially a free ticket for a companion, which can be a spouse, partner, or friend, to join you on your travels.
The Benefits of Being a Delta SkyMiles Member
As a Delta SkyMiles member, you’ll enjoy a range of benefits that make flying with the airline a more enjoyable and rewarding experience. Here are some of the key advantages of being a member:
The Loyalty Tiers
Delta SkyMiles has a tiered loyalty system, with five different levels to choose from.
Or, you can’t transfer points to British Airways if you need to fly to London for a business trip. This limitation can be a major drawback for frequent flyers who need to travel internationally.
The Benefits of Southwest Rapid Rewards
Despite the limitations, Southwest Rapid Rewards has several benefits that make it a popular choice among frequent flyers. No Change Fees: Southwest Rapid Rewards allows you to change or cancel flights without incurring change fees, making it a great option for those who need to make last-minute changes to their travel plans. No Blackout Dates: Unlike other airlines, Southwest Rapid Rewards does not have blackout dates, which means you can book flights on any day of the year, including holidays and peak travel seasons. Free Checked Bags: Southwest Rapid Rewards allows you to bring one free checked bag on domestic flights, which can save you money on baggage fees.
2X points on dining, 2X points on travel, and 1X point on all other purchases.
Earning Points with the Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a popular rewards credit card that offers a unique earning structure, making it an attractive option for those looking to maximize their points earnings. With a focus on travel and dining, this card provides a flexible and rewarding way to earn points that can be redeemed for a wide range of benefits.
Key Benefits of the Chase Sapphire Preferred Card
Earning Points with the Chase Sapphire Preferred Card
To earn points with the Chase Sapphire Preferred Card, you can take advantage of the following benefits:
Extended Warranty Protection Purchase Protection Best premium airline card: Delta SkyMiles® Reserve Business American Express Card
